What Are the Different Types of Moving Insurance

Trying to move from one city to another requires proper planning and execution. You might have to hire a proper moving company to ensure professional relocation. They also do most of the work which helps you to focus on other things. But there are certain key factors you have to consider with a moving company since they hold your belongings and transport them. 

Since there is always a chance for unexpected damages and accidents, it is best to check whether the company provides moving insurance. With the right insurance in place, it can also provide much-needed peace of mind. Therefore, in this article, we will be discussing the different types of moving insurance options available so that you can choose the right one for your relocation.

Full Value Protection

This type of insurance provides full monetary coverage for damaged or lost items during the transition period. This means that the customers are reimbursed fully (up to a stipulated limit) for any goods that may become broken or stolen along the way. This type of policy offers a higher degree of security when unfortunate incidents occur. But you might have to pay some extra money to avail of this insurance policy and when you don’t hesitate to pay this extra bit of money, you can ensure the safe arrival of your belongings. So, even if you are hiring a man and van company north London professionals, it is best to go with a full value protection policy.

Released Value Protection

Released value protection is usually provided free by movers as part of their services. In this case, items are only covered up to a certain amount determined by weight. If you are using this option, it basically waives responsibility from the moving company when anything happens while they’re transporting goods entrusted to them. So, this type of insurance is best used if you are going to smaller distances and don’t need extra assurance.

Third-Party Liability Insurance

This type of insurance covers liabilities against damages caused to the property that occurred during the transportation process and that are not covered under full value protection. Customers who opt for third-party liability insurance receive compensation only during particular cases and incidents. It’s worth noting however companies are not liable for any issues caused prior to the move taking place. So, it is important to keep note of these precautions in mind at all times.


Understanding different types of moving insurance goes far in choosing a plan best suited for a particular situation. Whilst policies like Released Value Protection offer some level of assurance, getting Full Value Coverage definitely adds an extra layer of security, especially when dealing long distance relocations. Of course, Third Party Liability Insurance is also important to cover damages potentially caused during transit. All three options take much to stress out the equation allowing the move to be handled safely and securely.

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